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Choose-in necessary. Account needs to be in excellent standing and chip-enabled debit card activated to decide-in. Initial and ongoing immediate deposits are expected for overdraft protection. Further conditions could implement which can influence your eligibility and overdraft coverage. Overdrafts are compensated at our discretion.

Opt-in needed. Account will need to have initial suitable direct deposits, need to be in very good standing and also have an activated chip-enabled debit card to opt-in. Ongoing suitable direct deposits and also other requirements utilize to maintain eligibility for overdraft protection. Only debit card purchase transactions are qualified for overdraft defense and overdrafts are compensated at our discretion. We reserve the appropriate to not fork out overdrafts. Such as, we may well not pay back overdrafts In case the account will not be in very good standing, or is not obtaining ongoing suitable direct deposits, or has too many overdrafts.

Overdraft fees may possibly trigger your account being overdrawn by an sum that is bigger than your overdraft coverage. A $15 charge may perhaps apply to every suitable buy transaction that delivers your account negative. Stability have to be brought to not less than $0 within 24 hrs of authorization of the 1st transaction that overdraws your account to avoid a charge. Overdraft safety is just offered on Desire Deposit Accounts that meet eligibility demands. Log into and seek advice from your Account Settlement to check attribute availability.

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Early deposit does not use to GO2bank accounts opened in a tax professional’s Business office. The identify and Social Security variety on file While using the IRS should match your GO2bank account to avoid fraud constraints about the account.

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